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MAPFRE | Commerce Insurance

Private Passenger Auto Insurance
in New Hampshire

We’ve Got You Covered

Auto insurance policies through local MAPFRE independent insurance agents allow you to fully customize your policy to fit your needs.

  • Liability Limits up to $1,000,000

  • Comprehensive and collision deductibles from $50 to $1,000

  • Uninsured/Underinsured Motorist coverage options

  • Optional Towing , Labor and Rental coverages

  • Loan/Lease payoff coverage


AAA Members Receive Special Pricing

MAPFRE Insurance has teamed up with AAA (Automobile Association of America) to provide its New Hampshire members a 4% policy discount plus the added benefit of our Coverage Enhancer Endorsement free of charge! Be sure to show your active membership card to your agent at the time of quoting to take advantage of this.


Ask Your Agent about our Discounts

MAPFRE Insurance offers a variety of discounts to reward safe driving and help you save money.

Discounts include:

  • 15% savings on your auto policy when you insure your home with us

  • Up to 25% savings when you insure more than one vehicle

  • 8% Shop Smart Discount if you have had insurance for a minimum of 6 months with no lapse in coverage over the last 3 years

  • Up to a 20% savings on Comprehensive Coverage for vehicles

  • Up to a 36% savings based on your insurance score (For policies effective 7/15/16 and subsequent the maximum discount will increase to 39%.) Other savings opportunities include accident and violation free, good student, Driver Training, Loyalty and more.

Other savings opportunities include accident and violation free, good student, Driver Training, Loyalty and more.


Coverage Enhancer Endorsement*

In addition to a $0 glass deductible, this endorsement provides greater value to your existing policy including more saving opportunities. All vehicles on the policy are eligible for coverage regardless of the make and model.

  • Increased rental coverage up to $100 per day (maximum $3,000)

  • Emergency living expenses for lodging or meals when accident is more than 100 miles from home

  • $50 of additional towing and labor coverage

  • $50 Lock and Key service

  • Coverage for accidental airbag deployment

  • $500 for the cost of bail bonds

  • $250 per day for loss of earnings for attendance at trials

  • $3,000 maximum loss of use coverage. (This covers an accident while using a rental car)


* Collision or comprehensive coverage must be added to your policy in order to take advantage of this endorsement.


Residency Requirement

Effective January 1, 1993, all new policies and renewals require the signature of the insured attesting to the fact that the policyholder is a resident of the State of New Hampshire. The law further requires all insureds to notify the insurance company when he or she moves and is no longer a resident of this state. Failure to sign the residency document can result in the cancellation of the policy. False claims in that statement carry a fine of $2,000; and up to one year imprisonment.

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