Account Credit

Individuals who insure both their automobiles and homes with Commerce can save an additional 10% on their homeowners premium and up to 15% on their automobile insurance premium.

Passive Restraint Discount

A 20% to 30% discount off of the medical payments coverage premium is available, if your automobile is equipped with factory installed automatic occupant restraints.

Anti-Theft Discount

Anti-theft discounts of up to 15% off of the comprehensive premium are available for automobiles with various types of qualifying anti-theft devices.

Multiple Car Discount

A 25% discount is available if an individual or married couple own two or more automobiles insured by Commerce. This discount applies to Bodily Injury, Property Damage, Medical Payment, Comprehensive, and Collision coverages.

Anti-Lock Braking System Discount

A 5% discount off the Bodily Injury and Property Damage Liability coverages is available for private passenger vehicles equipped with a factory installed four wheel anti-lock braking system.

Financial Management Credit

A Financial Management credit of up to 31% is available to eligible insureds.