Payment Information

Commerce payment plans offer choice and flexibility so that you can pay for your policy in as many as twelve installments or as few as one.

Automatic Payment Plan (EFT) - Personal Auto and Homeowners Policies

For new policies, we require a deposit premium of 12%. Premiums are payable in up to 12 installments which are automatically deducted from a checking or statement savings account on a date you choose. You will receive a schedule of all deductions when you begin the plan and if the deduction amount changes. Enrollment is easy and there is no monthly finance charge or service fee on this plan.
* Please note we cannot use passbook savings accounts for your EFT deductions

Full Payment Plan - Personal Auto and Homeowners Policies

Pay the full premium or the balance on a first bill and no finance fee or service charge is applied.

10 Payment Plan - Personal Auto and Homeowners Policies

For new policies, we require a down payment followed by nine installments. If you are a renewal customer, premium is payable in ten monthly installments. Service fees are included on each statement sent to you after the effective date of your policy.

3 Payment Plan - Homeowners and Umbrella Policies

This plan is available for our Homeowners and Umbrella policies. Premium is payable in three installments due at the start of the policy and every 90 days thereafter. Service fees are added to the last two bills.

Commercial Policies

Commercial policyholders may pay their annual premium in ten installments. Applicable service fees or finance charges will be displayed on the premium invoices.

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Billing Information


    Address

    The Commerce Insurance Company
    Attn: Direct Bill Payment
    11 Gore Rd.
    Webster, MA 01570

    Please include your policy number on your check.


    Questions?

    Customer Service Representatives can be reached Monday through Friday from 8:00 a.m. to 6:00 p.m. at (800) 922-8276


    Automated Account Information
    Use your touch tone phone to receive account information 24 hours a day, seven days a week. Call (800) 922-8276. Select "2" for Billing, then press "1" to reach the automated billing information center.