Massachusetts Products

The Commerce Insurance Company is the largest provider of private passenger automobile insurance in Massachusetts. We offer Massachusetts drivers a variety of group automobile insurance discounts and special pricing, including the tremendously popular AAA Loyalty Plus Special Pricing. In addition, we are the leading provider of homeowners insurance and second leading writer of commercial automobile insurance in Massachusetts.


Automobile Insurance

Commerce Insurance is the leading writer of private passenger automobile insurance in Massachusetts insuring one out of every four registered vehicles. In addition, Commerce is the only insurer in Massachusetts to offer AAA members the Loyalty Plus Special Pricing on their private passenger automobile insurance.

Homeowners Insurance

Commerce has two competitively priced homeowners products, both of which have a comprehensive Advantage Endorsement option, which provides additional protection. In addition, whether you own a home, condominium or rent, customers insuring both their automobile and homeowners policy with Commerce save an additional 20% on their homeowners premium.

Personal Umbrella Insurance

Today, where $1,000,000 verdicts are common, our umbrella policy can provide insured's additional protection at a reasonable price.

Earthquake and Flood Insurance

Did you know that most homeowners policies do not provide coverage for these natural disasters?

Business Insurance

Commerce can also meet your business insurance needs with our competitively priced Commercial Automobile and Business owners policies.

Identity Theft

Identity theft can strike anyone. That's why we bring you comprehensive Identity Theft Resolution Services.

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Massachusetts Coaltion

Commerce Insurance leads efforts to advocate fair auto insurance pricing for Massachusetts residents.