AAA Discount

You save money just by being a AAA member.

With a AAA membership, you are eligible to receive a 4% discount on your private passenger auto insurance premium when you get your policy through AAA's Insurance Agency or your participating Commerce Insurance agent.

Extra benefits at no extra charge.

In addition to the 4% AAA member discount, participating members receive the AAA Package Endorsement which provides the following enhanced coverages and limits*.

• Replacement cost coverage on new vehicles
• Cell phone replacement coverage up to $200.
• Laptop computer replacement coverage up to $1,000
• Substitute transportation increased to $30/day up to a maximum to $900
• Loss of earnings payment due to hearing/trial attendance increased to $250/day
• Personal belongings replacement up to $250
• Waiver of glass deductible, if you have chosen one
• Pet injury coverage up to $500 for veterinary fees and $500 for burial fees
• Bail bonds payment increased to $500
• Seat belt death benefit of $5,000
• Seat belt and air bag death benefit of $10,000
• Waiver of collision deductible if other vehicle is responsible and insured by Commerce Insurance Company

* Coverages are subject to policy terms, conditions and limits. Exclusions may apply. Please refer to your policy for specific coverage details.