New Hampshire Auto Insurance Policies
The New Hampshire Personal Automobile Policy is made up of several different coverage types. A brief explanation of each NH car insurance coverage type is listed below. For a complete explanation of our New Hampshire car insurance policies, please review your policy or contact your Commerce independent agent.
Part A - Liability Coverages
Provides coverage for damages for bodily injury or property damage for which an insured becomes legally responsible because of an automobile accident.
Part B - Medical Payments
This coverage pays for reasonable expenses for necessary medical and funeral services to you and your passengers incurred as the result of an accident.
Part C - Uninsured Motorist Coverage
This coverage pays bodily injury damages which an insured is legally entitled to recover from the owner or operator of an uninsured motor vehicle.
Part D - Coverage for Damage to your Automobile
- Collision: This coverage pays for any direct and accidental damage to your auto caused by a collision.
- Comprehensive: Under this coverage we will pay for direct and accidental damage to, or loss of your auto, other than damage caused by a collision.
- Transportation Expenses: This covers temporary transportation expenses incurred by you in the event of a loss to your covered automobile.