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MAPFRE | Commerce Insurance

MA Homeowners Liability Insurance

MA homeowners' liability insurance coverage protects you from claims for injuries to someone else or damage to their property for which you are found legally liable, and injuries to someone else, whether on your property or not. Your liability coverage protects you against claims for medical and other related expenses in the event that you injure someone whether on your property or not. This coverage pays for:

  • Medical expenses and other compensation for injuries to others for which you may be legally liable
  • Injuries to others, caused by you, away from your premises
  • Cost of any liability suit for a covered occurrence
  • Claims for injuries on your premises
  • Damage to someone else's property


Your liability coverage protects you against claims in the event you damage someone else's property. This coverage pays for:

  • Damage to the property of others, including damage caused by fire
  • Damage to the personal property of others

This coverage protects you from claims for injuries to someone else or damage to their property for which you are found legally liable, and injuries to someone else, whether on your property or not. Your liability coverage protects you against claims for medical and other related expenses in the event that you injure someone whether on your property or not. This coverage pays for:

  • Medical expenses and other compensation for injuries to others for which you may be legally liable
  • Injuries to others, caused by you, away from your premises
  • Cost of any liability suit for a covered occurrence
  • Claims for injuries on your premises
  • Damage to someone else's property


Your liability coverage protects you against claims in the event you damage someone else's property. This coverage pays for:

  • Damage to the property of others, including damage caused by fire
  • Damage to the personal property of others

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