Homeowners Insurance in Massachusetts
Commerce Insurance is the leading insurer of homes in Massachusetts insuring over 240,000 families. We recognize that newer homes, and older properties that have been well maintained, are less likely to incur a loss so we have both a preferred (Citation) and standard (Commerce) homeowners insurance option available. Our series of Advantage Endorsements, available for small increases in premium on most homes, provides additional coverage and increased limits for peace of mind.
Individuals who insure both their automobiles and homes with Commerce, through one of the 800 conveniently located agents who represent Commerce save an additional 20% on their homeowners premium. Today, over 85% of our customers are so satisfied with the service of their agent and Commerce that they insure both their automobile and residence with Commerce.
Massachusetts Homeowner policies are eligible to receive a 3% discount on applicable coverage parts if you are enrolled in our Electronic Funds Transfer (EFT) payment plan or paperless billing (e-Bill) program combined with the Electronic Delivery of Forms (EDF) option.