Homeowners Insurance in Massachusetts
At MAPFRE Insurance, we understand that a home is much more than just a place to live. That’s why we offer many homeowners insurance options, to protect your property and the memories inside. (Note – Home insurance policies are underwritten by The Commerce Insurance Company or Citation Insurance Company.)
Ask your agent about our home insurance coverage options including:
Property protection from storms, fire, lightning, equipment or structural failures, falling objects, theft and vandalism
Repair/ replacement coverage for your home
Coverage for high-value items such as jewelry, artwork and furs
Beyond the Basics
To extend your policy’s basic protection and to cover a wider range of circumstances, additional endorsements may be purchased to cover:
Water and Sewer Backup Coverage
Replacement Cost Coverage for your home’s contents
Credit Card, Forgery and Counterfeit Money protection
Increased limits for Personal Liability and Medical Payments
Personal Injury Liability protection
Increased limits on certain personal property such as jewelry, silverware and furs
Special Personal Property Coverage for most perils affecting your home’s contents
Please ask your agent today about adding coverage that is right for you.
Homeowners Insurance Discounts
Insuring your home, auto and life through us could save you a lot of money. You could save up to 24% on your homeowners insurance policy and up to 17% on your auto insurance policy.
Other home discounts:
Discount on newly built homes
Discounts for homeowners age 55 and older
Condo/Renters Insurance Options
Condo and Renters Insurance is available to cover your personal belongings inside your unit or apartment as well as anything that might happen on your property. A condo or renters policy can protect your belongings in the event of fire, theft, smoke, vandalism, injury to another person and more. Renter policies could be as low as $125 per year. That’s less than $2.50 per week!
Massachusetts Homeowner policies are eligible to receive a 3% discount on applicable coverage parts if you are enrolled in our Electronic Funds Transfer (EFT) payment plan or paperless billing (e-Bill) program combined with the Electronic Delivery of Forms (EDF) option.