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MAPFRE | Commerce Insurance

Homeowners Insurance in Massachusetts

At MAPFRE Insurance, we understand that a home is much more than just a place to live. That’s why we offer many homeowners insurance options, to protect your property and the memories inside. (Note – Home insurance policies are underwritten by The Commerce Insurance Company or Citation Insurance Company.)

Ask your agent about our home insurance coverage options including:

  • Property protection from storms, fire, lightning, equipment or structural failures, falling objects, theft and vandalism

  • Repair/ replacement coverage for your home

  • Liability protection

  • Coverage for high-value items such as jewelry, artwork and furs

Beyond the Basics

To extend your policy’s basic protection and to cover a wider range of circumstances, additional endorsements may be purchased to cover:

  • Water and Sewer Backup Coverage

  • Replacement Cost Coverage for your home’s contents

  • Credit Card, Forgery and Counterfeit Money protection

  • Increased limits for Personal Liability and Medical Payments

  • Personal Injury Liability protection

  • Increased limits on certain personal property such as jewelry, silverware and furs

  • Special Personal Property Coverage for most perils affecting your home’s contents

Please ask your agent today about adding coverage that is right for you.

Homeowners Insurance Discounts

Insuring your home, auto and life through us could save you a lot of money. You could save up to 24% on your homeowners insurance policy and up to 17% on your auto insurance policy.

Other home discounts:

  • Discount on newly built homes

  • Discounts for homeowners age 55 and older

Condo/Renters Insurance Options

Condo and Renters Insurance is available to cover your personal belongings inside your unit or apartment as well as anything that might happen on your property. A condo or renters policy can protect your belongings in the event of fire, theft, smoke, vandalism, injury to another person and more. Renter policies could be as low as $125 per year. That’s less than $2.50 per week!

Green Discount

Massachusetts Homeowner policies are eligible to receive a 3% discount on applicable coverage parts if you are enrolled in our Electronic Funds Transfer (EFT) payment plan or paperless billing (e-Bill) program combined with the Electronic Delivery of Forms (EDF) option.

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